Website: alirtresearch.com
Contact: David Paul, Principal
Email: david.paul@alirtresearch.com
Phone: (860) 683-2070
ALIRT Insurance Research
The Analysis of Insurer Risk Trends customized to your exposures.
We are an independent credit analytics firm that specializes in tracking the financial strength of insurance companies. ALIRT offers a subscription service that helps agencies understand the “real time” financial viability of all of their insurance partners. ALIRT also has a service that allows insurance distributors to buy “one-off” analyses for insurers of concern.
Traditionally, insurance distributors in the P&C market have depended on A.M. Best ratings. ALIRT’s service allows distributors to anticipate ratings downgrades before they happen by tracking the financial viability of insurers on a quarter to quarter basis. ALIRT already serves as the outsourced due diligence staff for many insurance distributors and therefore we can provide our expertise at a relatively low price point. In its service, ALIRT also provides quarterly macro financial reviews of the U.S. P&C insurance market along with white papers detailing developments of interest, which broker/agent clients can share with interested parties.
Company Highlights:
- Detailed quarterly analysis of individual insurers vs. rating agency annual review
- Focus on the financial quality of the insurer issuing the legal contract vs. focus on holding company
- Scoring system vs. ratings system for more granular understanding of an insurer’s relative financial position