Live Oak Bank is a national small business lender, and our dedicated team specializes exclusively in lending to independent insurance agencies. We understand the unique needs of the insurance industry and offer a wide range of lending solutions to support agencies at every stage of growth.

We can assist with any size client, from smaller financing needs through our Express Program—to larger, more complex transactions. We also support agencies with:

• Working capital for scaling operations
• Perpetuation and succession financing
• Commercial real estate purchases or expansions
• Debt consolidation and refinance options
• Partner buy-ins/buyoutsWhether an agency is acquiring another book of business, expanding its footprint, or planning for the next generation, Live Oak brings deep industry expertise, speed, and a customer-focused approach to every deal.

Company Highlights:

• Live Oak Express
• Large Conventional Credit Facilities with DDTL for acquiring
• Business checking & savings account with high rates